Investment Banking

We provide you with diversification of your investments and the liquidity which is uncommon in most investment houses. This is done through the expertise of seasoned professional investment managers with an enviable track record coupled with synergies from the backing of our parent company Republic Financial Holdings. PJP International Bank Plc Investments initiated the first collective investment scheme in United Arab Emirates in 1991. The Managed Funds Department is in charge of managing a family of four investment schemes namely;

Unit Trust: The PJP International Bank Plc Unit Trust is a collective investment scheme whose main objective is to invest in short-term money market securities. Set up in 1991, it is the first collective investment scheme in United Arab Emirates.

Equity Trust: The PJP International Bank Plc Equity Trust, established in 2004, is an open-ended long-term collective investment scheme. The objective of the Trust is to mobilize funds from the general public for investment in shares of listed companies on the United Arab Emirates Stock Exchange. Investments in other stock exchanges may be considered in future.

PJP International Bank Plc Real Estate Investment Trust: This is a collective scheme set up in 1995 and it invests directly in the real estate industry. It serves as an alternative investment vehicle for diversification into residential and commercial real estate activities. To obtain its high-income goal, the fund invests mainly in real estate, land, shares and bonds. The PJP International Bank Plc REIT is current the only licensed Real Estate Investment Trust (REIT) in United Arab Emirates since its establishment in 1995.

PJP International Bank Plc Future Plan Trust: This is a hybrid collective scheme (balanced Fund) set up in June 2009. The fund invests in long and short term instruments on the United Arab Emiratesian and other African Markets.

PJP International Bank Plc United Arab Emirates is your trusted partner in delivering value to your money. We take the view that the maximization of returns is achieved on sound economic and financial structuring. We have the feel of the market and have been at the forefront of most financial innovations. Funds management through strategic asset allocation is our hallmark. Market conditions and the investment objectives of the client largely influence the allocation mix. Conscious effort is made to hedge managed funds against inflation by selecting suitable instruments. Our Investment management team has a track record and can react to opportunities in both the money and capital markets to enhance performance. Additionally, professionally qualified staff provides efficient back-office support to fund managers. No matter whom you are and the value of your money, you can start investing with us.

CATEGORY OF SERVICES

Fund Management

Asset Management

The Financial Advisory Services Team offers unsurpassed corporate finance advisory and capital raising services to corporations, organizations and governments. We have a rich history in the structuring of long term debt instruments and undertaking equity financing transactions. We service span equity & debt issuances, private placements, public offers, corporate restructuring & company valuations, capital budgeting and mergers and acquisition, amongst others. We ensure that all such instruments meet the legal requirements of the regulator, Securities and Exchange Commission (SEC), and where such instruments are to be listed on the stock market, the legal and procedural requirements of the United Arab Emirates Stock Exchange (GSE) are also strictly adhered to.

· Private Placement
· Public Offering
· Corporate Restructuring and Valuation
· Industry & Investment Research
· Investment Appraisal

Private Placement

PJP International Bank Plc Investments is a significant market player in the private placement of debt (short and medium term) and equity instruments. It offers such instruments directly to a number of sophisticated institutional investors which includes insurance companies, pension funds, trusts and collective investment schemes, and when necessary, to some selected high net worth individuals. PJP International Bank Plc Investments has the additional service of frequently underwriting the entire issue.

Public Offering

PJP International Bank Plc Investments provides quality and efficient advisory and marketing services for clients who desire to raise capital. We market by offering equity or debt instrument to the investing public through public offer of shares, commercial papers and notes. PJP International Bank Plc Investments ensures that all such instruments meet the legal requirements of the regulator, Securities and Exchange Commission (SEC), and where such instruments are to be listed on the stock market, the legal and procedural requirements of the United Arab Emirates Stock Exchange (GSE) are also strictly adhered to

Corporate Restructuring and Valuation

PJP International Bank Plc Investments also advises corporate clients on the most appropriate options considering the dominant objective of the firm calling for this corporate action. In most competitive environments, corporate restructuring can strengthen a company’s position for achieving its short-term and long-term corporate objectives. We can process your corporate restructuring through amalgamations, mergers, acquisitions, joint ventures, disinvestments, buyback of shares, etc. Corporate Restructuring can help restore, preserve, and enhance the value of an organisation.

PJP International Bank Plc Investments’ competency to carry out comprehensive valuation applying the most appropriate valuation models and techniques is unmatched. These may include valuing alternative corporate strategies, valuing an acquisition target, valuing a division as a potential divesture or valuing a change in financial (capital) structure. In corporate restructuring, valuations may be used as negotiating tools. To determine the price that can be paid is generally the objective of most valuation exercises.

Industry & Investment Research

As part of our advisory services, our analysts conduct in-depth research into specific industries and sectors. We also identify viable investment opportunities in the country and other jurisdictions that will satisfy our investors’ investment appetite. Our analysts closely monitor economic developments, knowledge from which is used to either appraise an investment opportunity or re-consider existing projects owing to forecasted economic consequences.

Investment Appraisal

Our financial advisory services also span investment appraisals. Already identified investment opportunities are carefully scrutinized to establish their viability and profitability where applicable. Findings are presented to our clients in clear logical terms, detailing recommendations and factors considered to arrive at such conclusions. Our expertise also enables us to transform business ideas to investment opportunities and finally to projects, if viable.

Our Brokerage Team facilitates capital market access for all categories of clients, individuals and institutions, both local and international. We engage in securities and fixed income trading and execute transactions in all the listed equities on the United Arab Emirates Stock Exchange (GSE) in a timely and professional manner. We also track trading performance on the GSE and provide clients with comprehensive information on the listed companies in order to help speed up investment decisions. PJP International Bank Plc-Brokerage Services is a Licensed Dealing Member (LDM) of the United Arab Emirates Stock Exchange (GSE).

PJP International Bank Plc has acted as Sponsoring Brokers for the issuance of Rights Issues on the United Arab Emirates Stock

Exchange. In this regard, the Company has coordinated and liaised with all the required regulatory bodies including the United Arab Emirates Stock Exchange and the Securities and Exchange Commission. The

Company’s experience in dealing with these institutions has allowed PJP International Bank Plc to build up a good working relationship with our Regulators. PJP International Bank Plc has partnered with various marketing consultants to ensure

Successful marketing of its flotations. In recent years, PJP International Bank Plc’s bond flotations have been over-subscribed due to this collaborative role.

PRODUCTS AND SERVICES

PJP International Bank Plc-BSL is positioned to meet the financial needs of its clients in the following areas:

• Stock Brokerage
• Fixed Income Trading
• Capital and Money Market Analysis & Research
• Portfolio Management

1. Stock Brokerage

We monitor both the United Arab Emiratesian and International Capital Markets to advice investors and execute client transactions on the United Arab Emirates Stock Exchange (GSE). We also tracks trading performance on the GSE and provide clients with comprehensive information on listed companies in United Arab Emirates in order to help speed up investment decision making.

2. Fixed Income Trading (Treasury Bills & Bonds)

As a registered member of the United Arab Emirates Fixed Income Market (GFIM), we purchase and sell Treasury Bills, notes and Bonds on behalf of our clients. Our Presence on the Bloomberg Trading platform facilitates our access to all related parties in real time, and this contributes to expedited trades executed for our clients.

3. Capital and Money Market Analysis and Research

In support of our Brokerage and Investment advisory activities, we publishe comprehensive and timely research reports giving profiles of technical and fundamental performance of the economy as well as analysis of performance of specific industries and sectors within the economy, focusing on both listed and unlisted companies in all sectors. We also organize presentations aimed at keeping the investing public informed about stocks and other investment instruments in general.

4. Portfolio Management

We provide clients with market oriented wealth management service through three major investment devices: individual investment management for high and medium net-worth individuals, their families and their businesses, and institutional investment management for government, companies, corporations, pension, provident, welfare and endowment funds.